Money Matters: Bracing for rising bills – and how to stay in control

Now we’re into April, most households are starting to see changes to their regular bills – and for lots of us, that means paying more.

In this week’s Money Matters column, Housing Plus Group’s debt and energy manager Dan Bebbington talks us through those changes and shares some practical ways to stay on top of things.

Across the UK, not only are everyday costs creeping up but bills such as water and council tax are rising.

In Shropshire, residents will notice an unusually higher increase in council tax, following a government decision to allow the council to raise bills above the usual limit of 4.99% to 8.99%.

Those living in the Telford and Wrekin Council area will see theirs rise by 4.99%

While, council tax in Staffordshire will rise by 3.99% in 2026/27 - lower than most other councils and below the usual 4.99% limit.

It can feel like everything is getting more expensive at once – and we know that’s worrying.

There is some short-term relief when it comes to energy bills as prices that most of us pay for gas and electricity will fall by 6.7% on average from now until July, following a shake-up in charges by the Government.

However, it is important to be aware that this drop is likely to be temporary as the impact of the Iran war means that prices will increase rapidly in July.

If you can, these next few months may be a good opportunity to get ahead before prices rise again. Even small steps now can make a difference later down the line.

There are a few practical ways to stay in on top of things, including looking at your household budget, including your income and outgoings, while factoring in the current price increases, so there are no surprises.

One of the biggest missed opportunities is to check whether you are getting all the help you’re entitled to. You might be able to get some support with benefits and Universal Credit, council tax reductions or possibly help with energy and household costs.

if you’re in receipt of a means tested benefit such as Universal Credit or Pension Credit, you could save money on a number of household bills and other outgoings, through what are known as ‘social tariffs’.

It’s worth speaking to your providers to see if they offer any special discounts. Not all do, but it’s definitely a conversation to have or something to check online.

As the Government is moving towards more targeted support for those who need it most, it is more important than ever before to make sure you aren’t missing out.

Remember – don’t wait if you’re struggling. If you are already finding things difficult, reaching out sooner can prevent things from escalating.

Rising costs can feel overwhelming, especially when they are outside your control, but you aren’t alone in this, and there is support available.

As of this week, the Crisis and Resilience Fund – a replacement to the Household Support Fund, is one scheme available to people struggling with the cost of living.

The Fund is administered by local authorities in England to help residents in need with the rising cost of food, housing, energy and water bills, as well as other everyday costs such as period and hygiene products, essential furniture and appliances, clothing including uniform and more. To apply, contact your local council.

Housing Plus Group customers can also seek free advice and support from our Money Matters team, including our dedicated Energy Advisor, in partnership with the Cadent Foundation.

2nd April 2026